Financing Your New Business According to the U.S. Department of Commerce, more than 600,000 new businesses are launched in the United States each year. To succeed, they need the funding to get started and to keep them running during the lean days.
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Writing a Successful Business Plan Many thriving businesses begin with someone’s great idea for a product or service. While that first inspiration is critical to any successful company, it is advisable to also have a solid roadmap for the future.
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How Long Should You Retain Financial Records? Every year, taxpayers wade through piles of financial documents to find the information they need to file their taxes. But what happens to all that paperwork once you’ve mailed your return?
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How to Protect Your Financial Privacy The Internet has changed everything with respect to personal privacy. What steps have you taken to keep your financial information and personal records confidential? You may be surprised to learn how many honest – and dishonest – people could have access to the details of your financial life.
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When Should You Begin Taking Social Security Payments? Choosing when to retire and start drawing Social Security benefits is an important decision — one that is unique to each individual. Based on Social Security regulations, you can begin taking payments as early as age 62, but the age at which you retire will have an effect on the amount of your payment.
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Understanding Mutual Fund Fees Are you overlooking the value of keeping your savings in a mutual fund? Americans have nearly $12 trillion invested in mutual funds, according to the Investment Company Institute. Mutual funds let you buy into a diverse pool of investments, including short-term securities, stocks and long-term bonds, among others.
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Rothstein Kass Ranked in the Top Ten Fastest Growing Firms Rothstein Kass has again been recognized as one of the premier organizations in the accounting sector in 2008 INSIDE Public Accounting Top 100 Firms.
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Is Your Credit Score Costing You Money? In these uncertain financial times, even those with excellent credit histories may have trouble getting a mortgage or other type of loan. That’s why it’s important to know your credit score and the effect it may have on your checkbook.
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Smart Steps to Repair Your Credit Score Do you know your credit score? A low credit score could be costing you money. People with poor scores usually pay higher interest rates, which translates into larger monthly payments for a mortgage or an auto or student loan. Poor scores can also cause you problems when renting an apartment, signing up for a cell phone plan or even getting the job you want.
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What You Need to Know About Your Spouse's Finances Are you and your spouse completely familiar with each other’s financial situation? Are critical documents up to date? Are you prepared if a spouse is incapacitated or dies?
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Tackling Money Concerns in Remarriage Roughly 75 percent of those who have been divorced will ultimately remarry, according to government statistics. Money can be a source of tension in any relationship, but there are steps that couples who are remarrying can take to preserve harmony.
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Don't Let Your Teen Get Caught in a Credit Crunch When is it best to teach your children about using credit and borrowing money wisely? Many organizations advise that the teen years are a great time to introduce children to the rules for managing debt.
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